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Ratigan & Associates, Insurance and Financial services

What Are Your Goals?

What Are Your Goals?What Are Your Goals?

True Freedom Home Care Plans

All True Freedom Home Care Plans Feature:

☑ Field Issue Contract

☑ No Underwriting

☑ No Claim Forms

☑ No Deductible

☑ No Co-pays

☑ No Age Limits

An Evolution in Senior Home Care

70% of Americans will need some type of home care.

According to Health and Human Services, 70% of Americans will need some type of home care in their lifetime. That is nearly three out of four of us!


Many American seniors are under the impression that traditional healthcare programs will provide the desired services in the home such as meal preparation, assistance with hygiene, dressing & grooming, etc. Medicare, Medigap and most Medicare Advantage Plans are designed to cover hospital stays, doctor bills and some short term skilled nursing. Unfortunately, they do not cover the cost of everyday assistance in your own home.


While your loved ones will have the best intentions to be there for you when a crisis arises, many are not prepared and quickly become overwhelmed by the amount of work involved in caregiving. Traditional home health care insurance is an option for such services, however it is limited to only the extremely healthy, creating challenges for many.


True Freedom Plans are a viable alternative to traditional home health care insurance.


Our plans support seniors with their regular activities while providing them with independence and privacy in the comfort of their own home.

To find out more, call Tom Ratigan at (916) 822-7200 or (928) 414-9757.

Services are provided by a network of home care providers, while also giving you the option to choose a friend or neighbor to administer care.

Contact Us

WHAT OUR CUSTOMERS AND CAREGIVERS SAY

Margaret E. Rork, Happy Customer

Margaret E. Rork, Happy Customer

Margaret E. Rork, Happy Customer

Dear Mr. Mark Stanton and Staff:

I would like to take a few moments of your time to thank you and your staff for the time and effort they have been giving me during this past year. You have been very professional and understanding.

My eye condition and my husband's ailing health has brought some extra pressure on me so treatment of this high caliber is deeply appreciated. Thank you Mark, Nancy and Chen.


Gratefully, Margaret E. Rork

Stephanie L. Daley, Caregiver

Margaret E. Rork, Happy Customer

Margaret E. Rork, Happy Customer

To Whom it May Concern:

I truly enjoy working with Mr. Doolan and ASSI! My paychecks are mailed immediately upon receipt of my time sheets. Mr. Doolan personally calls to see how things are going, and even makes sure that I have received my paychecks! He is very personable and accommodating. I would definitely recommend being a caregiver for anyone who carries ASSI.

Sincerely, Stephanie L. Daley (Caregiver)

Richard Wyman, Happy Customer

Carmen B. Queral PhD, MPH, PA-C Director of Clinical Education

Carmen B. Queral PhD, MPH, PA-C Director of Clinical Education

I have been using American Senior Services membership for months and they have been very prompt, professional and courteous. When I called for services, ASSI was there for me the same day. The caregiver and this membership is a blessing. I can count on this company and I will recommend it to others. I want to give a special thank you to my representative Joe Ragsdale and Mr. Bob Doolan for their professionalism. I am very satisfied.

Sincerely, Richard Wyman

Carmen B. Queral PhD, MPH, PA-C Director of Clinical Education

Carmen B. Queral PhD, MPH, PA-C Director of Clinical Education

Carmen B. Queral PhD, MPH, PA-C Director of Clinical Education

I am my elderly parents' power of attorney and have to deal with every aspect of their health among other things. The last few years have been particularly difficult. Not only because of their declining health, but because of insurance coverage and payment issues.

We have been with ASSI a short time and certainly this company is different from the others we have dealt with in the past. Personal service, timely payment to the health care workers and immediate response to questions has been my experience with ASSI. I am impressed and will recommend to others.

With Appreciation,

Carmen Queral, PhD, MPH, PA-C

Director of Clinical Education

Four affordable Premier Plans are available to choose from:

True Freedom Premier Rate Sheet (pdf)

Download

MISSION STATEMENT

“To develop and facilitate the highest quality contract home care products and services for the senior market. To provide comfort for family members who depend on our products and dignity for our clients who use them.”


Copyright © 2020, 2021 Ratigan & Associates

Arizona Department of Insurance and Financial Institutions License #2653905

California Department of Insurance License #0C05823

California Department of Real Estate License #00336265

All Rights Reserved.

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